Automobile
Insurance
The
Teller Group of Florida, Inc. will assist you in understanding
the different parts of your auto insurance policy and choosing the best
coverage for your individual or business needs. Our goal is that you are
confident that the car insurance policy you choose will take care of your
special needs in the event of an accident. We offer affordable motorcycle,
RV's and car insurance policies from reliable companies.
We
will explain to you what affects the price of auto insurance, how to bring
the costs down and how to understand the components of your policy. Purchasing
an auto insurance policy doesn't have to be confusing. Your Auto Insurance
policy combines the following different types of coverage.
Liability Insurance
Pays for accidental bodily injury and property damages to others. Injury
damages include medical expenses, pain and suffering and lost wages.
Property damage includes damaged property and automobiles. This coverage
also pays defense and court costs. State laws determine how much liability
coverage you must purchase, but you can always get more coverage than
your state requires.
Collision Insurance
Pays for damages to your vehicle caused by collision with another vehicle
or object.
Comprehensive Insurance
Pays for loss or damage to the insured vehicle that doesn't occur in
an auto accident. The types of damages comprehensive insurance covers
include loss caused by fire, wind, hail, flood, vandalism or theft.
Medical
Coverage Insurance
Pays medical expenses regardless of fault when the expenses are caused
by an auto accident.
Personal
Injury Protection (PIP)
This coverage pays medical expenses for the insured driver, regardless
of fault, for treatment due to an auto accident.
Uninsured
Motorist
Pays your car's damages when an auto accident is caused by a driver
who doesn't have liability insurance.
Underinsured
Motorist
Pays your car's damages when an auto accident is caused by someone who
has insufficient liability insurance.
Rental
Reimbursement
This type of coverage will pay for a rental car if your car is damaged
due to an auto accident. Often this coverage has a daily allowance for
a rental car.
You
want a policy to take care of your expenses in the event of accident,
theft, vandalism or most any other instance in which there is damage to
your own or someone else's vehicle. By knowing what your needs are, what
discounts you qualify for and how much coverage you want for your car,
you will be able to choose the right policy.
For
more information call or email us at auto@TheTellerGroup.com
|