Automobile Insurance

Commercial Auto Insurance • Personal Auto Insurance

The Teller Group of Florida, Inc. will assist you in understanding the different parts of your auto insurance policy and choosing the best coverage for your individual or business needs. Our goal is that you are confident that the car insurance policy you choose will take care of your special needs in the event of an accident. We offer affordable motorcycle, RV's and car insurance policies from reliable companies.

We will explain to you what affects the price of auto insurance, how to bring the costs down and how to understand the components of your policy. Purchasing an auto insurance policy doesn't have to be confusing. Your Auto Insurance policy combines the following different types of coverage.

Liability Insurance

Pays for accidental bodily injury and property damages to others. Injury damages include medical expenses, pain and suffering and lost wages. Property damage includes damaged property and automobiles. This coverage also pays defense and court costs. State laws determine how much liability coverage you must purchase, but you can always get more coverage than your state requires.

Collision Insurance

Pays for damages to your vehicle caused by collision with another vehicle or object.

Comprehensive Insurance

Pays for loss or damage to the insured vehicle that doesn't occur in an auto accident. The types of damages comprehensive insurance covers include loss caused by fire, wind, hail, flood, vandalism or theft.

Medical Coverage Insurance

Pays medical expenses regardless of fault when the expenses are caused by an auto accident.

Personal Injury Protection (PIP)

This coverage pays medical expenses for the insured driver, regardless of fault, for treatment due to an auto accident.

Uninsured Motorist

Pays your car's damages when an auto accident is caused by a driver who doesn't have liability insurance.

Underinsured Motorist

Pays your car's damages when an auto accident is caused by someone who has insufficient liability insurance.

Rental Reimbursement

This type of coverage will pay for a rental car if your car is damaged due to an auto accident. Often this coverage has a daily allowance for a rental car.

You want a policy to take care of your expenses in the event of accident, theft, vandalism or most any other instance in which there is damage to your own or someone else's vehicle. By knowing what your needs are, what discounts you qualify for and how much coverage you want for your car, you will be able to choose the right policy.

For more information call or email us at auto@TheTellerGroup.com